I would like to know how to do it! What to write instead of \hline? (I know how to do with tables/tabulars (where \hline simply just works), I want to do it without tabular or array env) with eqnarray like enviroment (maybe align?)
don't use eqnarray, see eqnarray vs. align for a short explanation.
You could see the problem already in your example, just look at the spacing around the equal signs of the last line.
I am using the \cline workaround suggested above, and have found that a large amount of vertical whitespace is inserted before the horizontal line, so I do this: