Graphics, Figures & Tables ⇒ Graphic covers Text and appears off the Page

[lle]

Hi all-- This is my first post. I've been using a new document class made specifically for my thesis requirements (cornell.cls found here: http://www.gradschool.cornell.edu/sites ... is-2.9.zip)
and I am encountering a weird problem with displaying graphics that I haven't seen before. Specifically, the graphic always appears off page and if I include the 'h' option for the figure, it will appear above some of the text. ?!? I tried to place this particular graphic into other documents using standard cls files and that I have used without a problem. I've attached a picture of what the document looks like. I'd really appreciate any help!! ~LL

\begin{figure} [htp]
\centering
\includegraphics[scale=0.8]{TimingFigure1.pdf}
\hfill
\caption{(A) } \label{figure:TimingExperimentDesign}
\end{figure}

Packages I am using

\usepackage{graphicx,pstricks}
\usepackage{graphics}
\usepackage{moreverb}
\usepackage{subfigure}
\usepackage{epsfig}
\usepackage{subfigure}
\usepackage{hangcaption}
\usepackage{txfonts}
\usepackage{palatino}
\usepackage{apacite}
\usepackage{setspace}